Insurance & Empanelment
We work with the following insurance companies and Third Party Administrators (TPAs). Some providers are available for corporate/group policies only, as indicated.
St. Stephen’s Hospital is recognised under CGHS, ECHS, and ESIC, and is also empanelled with a wide range of central government departments and public sector undertakings (PSUs).
Insurance Companies and TPAs
Bajaj Allianz
Care Health Insurance Company Ltd.
Cholamandlam General Insurance
Ericson TPA
Future Generali
Genins India (corporate policies only)
Go Digit Insurance
HDFC Ergo General Insurance Com. Ltd.
Health Insurance TPA of India
Heritage Health TPA Pvt. Ltd.
ICICI Prudential
IFFCO-Tokio
Liberty General Insurance Company
Link-K Insurance TPA
Manipal Cigna TTK
MD India TPA (corporate policies only)
Medi Assist TPA (corporate policies only)
Med Save TPA (corporate policies only)
Niva Bupa
Paramount Health Services
R Care Health / Reliance General Insurance
SBI General Insurance
Star Health And Allied Insurance Co. Ltd.
Universal Sompo General Insurance
Vidal TPA (corporate private insurance companies only)
Volo Health TPA (private insurance companies only)
Zuno General Insurance
Govt. Departments and PSUs
Air India
Badarpur Thermal Power Station
Bharat Electronics Limited
Bharat Petroleum Corp. Ltd.
Central Cottage Industries
Central Electronics Ltd
Delhi Metro Rail Corporation
Delhi Transco Limited
Hindustan Coals Limited
Hindustan Petroleum Corpn. Ltd.
India Tourism Dev. Corpn. Ltd.
India Trade Promotion Organisation
Indian Oil Corporation Ltd.
MMTC Limited
N I P C C D
N.A.B.A.R.D
National Hydroelectric Power
National Science Centre
NTPC Ltd
Oil & Natural Gas Corpn. India
Reserve Bank of India
Rural Electrification Corp. Ltd.
State Trading Corpn. India Ltd
The Handicrafts & Handlooms Corporation of India Ltd
Note: If your insurer is not listed above, please contact the hospital to confirm empanelment status before your visit.
How Cashless Admission Works
- Inform the Admission Counter that you have a health insurance policy and wish to avail cashless treatment.
- Submit your insurance card, policy details, and a valid photo ID.
- The hospital's TPA desk will send a pre-authorisation request to your insurer.
- Once your insurer approves, you can be admitted without paying the full amount upfront.
- Any non-covered charges (co-payments, exclusions) must be paid directly by the patient.
Note: Pre-authorisation approval timelines vary by insurer. It is advisable to contact your insurer before a planned admission.
Reimbursement Claims
If your insurer does not have a cashless arrangement with the hospital, you may pay the bill and claim reimbursement from your insurer directly. The billing counter can provide all necessary documents — original bills, discharge summary, investigation reports, and payment receipts — to support your claim.
For insurance or TPA queries, contact the Billing / TPA Desk
011-23966021-27